On and off ramps for five currencies
Deposit US dollars, euros, pounds, reais or Mexican pesos over the rails you already use, hold one USD balance, and withdraw back to your bank when you want out.
On-ramp
What an on-ramp does
An on-ramp turns the money in your bank account into stablecoins. With Wayex you send a normal bank transfer, ACH in the US, SEPA in Europe, PIX in Brazil, and it lands as a USD balance you can hold, spend with a Visa card, or withdraw as USDC, USDT, DAI or PYUSD on the chain you choose.
Off-ramp
What an off-ramp does
An off-ramp is the way back: stablecoins in, money in your bank account out. Because your Wayex balance is already held in USD, cashing out is a withdrawal rather than a trade. There is no order book and no P2P counterparty.
Five currencies, each on its home rail
ACH, FedNow and wire transfers from any US bank account, with zero Wayex fees on USD transactions.
ACH · FedNow · Wire
SEPA transfers from any euro account. SEPA Instant lands in under a minute where banks support it.
SEPA · SEPA Instant
Faster Payments from any UK bank, typically within minutes, any day of the week.
Faster Payments
PIX from any Brazilian bank or fintech app. Usually seconds, and it runs around the clock.
PIX
SPEI from any Mexican bank via your CLABE. Runs every day of the year.
SPEIEvery ramp feeds the same USD balance. Deposit or withdraw these stablecoins on 10+ blockchains.
USDT
USDC
DAI
PYUSDHow it works
Deposit
Send fiat from your bank over your local rail, or send stablecoins on any supported chain.
Hold and spend
Everything lands in one USD balance. Spend it with a Visa card in 160+ countries.
Withdraw
Cash out to your bank in any supported currency, or take stablecoins out on the chain you choose.
A SWIFT wire can take days and pick up intermediary fees on the way. Local rails do not work like that: PIX settles in seconds, SEPA Instant in under a minute, Faster Payments usually within the hour. Wayex routes each currency over its home rail, so you keep the speed your local system already gives you.
Common questions
Ready when you are
Verify your identity once and every ramp on this page is available from the same app, with one balance behind all of them.