Reais and stablecoins, connected by PIX
PIX runs day and night, so deposits usually land in seconds. Hold the result as dollars, spend it anywhere Visa works, and cash back out to any Brazilian bank.
USDC, USDT, DAI and PYUSD, on 10+ blockchains.
On-ramp
Deposit reais by PIX
Pay a PIX from your bank or fintech app and it usually settles in seconds, at two in the afternoon or two in the morning, weekends included. Your reais convert into a USD balance at the rate shown before you confirm.
- Verify your identity in the Wayex app. Once is enough.
- Copy the PIX details from the app and pay from any Brazilian bank.
- Hold the balance in dollars, spend it with the card, or convert it into USDC, USDT, DAI or PYUSD.
Off-ramp
Withdraw reais to any Brazilian bank
Deposit USDT or USDC on any supported chain and withdraw reais by PIX. Transfers occasionally sit in review for a compliance check before they release; most simply arrive in seconds.
- Deposit USDC, USDT, DAI or PYUSD on any of 10+ chains, or use your existing balance.
- Request a BRL withdrawal by PIX.
- Receive reais, usually within seconds of approval.
Settlement speed
- PIX in
- Usually seconds, 24/7
- PIX out
- Usually seconds once approved
PIX itself is instant. When a transfer takes longer, it is almost always a compliance review on one side or the other.
What it costs
Reais convert into your USD balance at the rate shown in the app before you confirm. USDT deposits carry a 0.1% fee; USDC, DAI and PYUSD deposits carry none.
USDT
USDC
DAI
PYUSDDollars, without opening an account abroad
Most people moving reais into stablecoins want dollars, not tokens. A Wayex balance is held in USD from the moment your PIX lands, so it does the job of a dollar account: hold dollars through BRL swings, spend them on a Visa card, and return to reais by PIX when you need them.
Common questions
Other currencies
US dollar
Euro
British pound
Mexican pesoReady when you are
Download Wayex, verify your identity once, and move between BRL and stablecoins from a single balance.