The WayexVisa Card
In your Apple Pay or Google Pay, as little as five minutes after you sign up.
Deposit USDC, USDT, DAI or PYUSD, or fiat over local rails. It all becomes one USD balance that spends anywhere Visa is accepted. No card numbers to type, no plastic to wait for, no monthly fees.
Issued by Lead Bank. Program managed by Bridge, a Stripe company.
Virtual card issued in seconds
Apple Pay and Google Pay built in
0% fee on USD spend
Push provisioning
No card numbers. No waiting for plastic.
The moment your card is issued, push it straight into Apple Pay or Google Pay from the app. Nothing to copy, nothing to type. Add it with one tap, pay with the next.
Straight from the app
Your card details travel securely from Wayex to your wallet. Nothing to copy out, nothing to retype.
Tokenised at the till
Wallets pay with a device-specific token, so your real card number is never shared with merchants.
Spend it today
Buy online, tap in store, cover subscriptions. Your card works before plastic would even be printed.
Sign up to spend
Five minutes to your first tap.
No branches, no card in the post, no activation calls. The whole flow lives in the app.
Typical times. Identity checks and network confirmations can vary.
Create your account
Download the app and verify your identity. KYC takes as little as two minutes.
Fund your balance
Send USDC, USDT, DAI or PYUSD across 10+ chains, or deposit fiat over local rails. Either way, one USD balance.
Card issued, free
Your virtual Visa card is created the moment you ask for it.
Add to your wallet
Push it to Apple Pay or Google Pay from inside the app.
Tap to pay
Coffee, groceries, subscriptions, flights. Anywhere Visa is accepted.
Virtual today. Physical when you need it.
The virtual card is free and issued in seconds. Add plastic later for the places a phone will not do.
Virtual card
Free, instant, and already in your phone. Online checkout plus tap to pay with Apple Pay or Google Pay.
Physical card
Durable, minimalist plastic with contactless and magstripe where needed.
One USD balance, fed by stablecoins or fiat
Deposit DAI, USDT, USDC or PYUSD across 10+ blockchains, or fiat over local rails like ACH, SEPA, Faster Payments, SPEI and PIX. Withdraw any supported stablecoin on any supported chain, even one you did not deposit.
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Ethereum · Solana · Base · Arbitrum · Avalanche · Optimism · Polygon · Stellar · Tron · Celestia
Controls and safety
Freeze in one tap
Lost your card? Frozen from the app the second you notice.
Limits you set
Per-transaction and daily caps, changed in seconds.
Merchant category controls
Block or allow whole categories of spending.
Live spend insights
Every tap appears instantly, with where, when and how much.
Pricing
Free card. 0% on USD spend.
| Fee structure | Virtual Card | Physical Card |
|---|---|---|
| Card issuance | Free | Free |
| Physical card delivery | N/A | TBD |
| USD spend | 0% fee | 0% fee |
| Non-USD spend | 1.5% FX fee | 1.5% FX fee |
| DAI/USDC deposits | 1:1 (no fee) | 1:1 (no fee) |
| USDT deposits | 0.1% fee | 0.1% fee |
| Monthly maintenance | Free | Free |
| Replacement card | Free | TBD |
Balance & Withdrawals
Your balance displays in USD no matter which coin, chain or currency you deposit. USDT deposits carry the 0.1% fee above.
Withdraw any supported stablecoin on any supported blockchain, even if it is not the one you deposited.
Global. Ready.
Wayex is rolling out across the world - built for people who need modern money tools that work across borders.
Designed for:
Emerging markets
Inflation-hit economies
Anyone who needs USD/EUR/GBP/MXN/BRL access
Remote and global workers
Cross-border earners
Five minutes from now, you could be paying with it.
Download Wayex, deposit stablecoins or fiat, and add your card to your wallet today.