Institutional
The AUD rail forstablecoins at scale.
Wayex is a multi-chain stablecoin orchestration layer, delivered via API. Convert between stablecoins and Australian dollars and move funds in and out, including payins and payouts to third parties, without standing up your own banking or local rails.
USDC and USDT, on every major chain
The opportunity
Moving between stablecoins and AUD at scale is slow, heavy, and hard to build in-house.
Doing it yourself means standing up banking and domestic rails and running them reliably, which takes years and ties up capital and engineering. Wayex provides the AUD rail and the orchestration layer above it, so you convert and settle in both directions through one API.
How it works
One conversion point,both directions.
Wayex sits at the centre of every flow, converting and orchestrating the stablecoin leg, whichever way value moves.
Off-ramp
Stablecoin in, AUD out
Stablecoin inClient holds stablecoinMulti-chain. Wayex orchestrates the stablecoin leg.- WayexThe single conversion pointConvert to AUD, in one step.
- AUD outAUD settles to an Australian bankDomestic rails: PayID, NPP, Osko.
On-ramp
AUD in, stablecoin out
- AUD inAU payer sends AUDDomestic rails: PayID, NPP, Osko.
- WayexThe single conversion pointConvert to stablecoin, in one step.
- Stablecoin outRecipient receives stablecoinMulti-chain. Wayex orchestrates the stablecoin leg.
Both directions run through the same conversion point and the same API, whichever way value moves.
Use cases
How institutionscan use Wayex.
The same conversion point and API, put to work four ways. Each one is the same idea: stablecoins on one side, Australian dollars on the other.
- Mining
- Cross-border payments
- Fintechs & platforms
- Treasury
Settles to an Australian bank over PayID, NPP and Osko.
Pay Australian costs from on-chain revenue
You earn in stablecoin, but power, hosting, payroll and tax are billed in Australian dollars. Wayex converts your USDC or USDT to AUD and settles it straight to your bank, so you cover local costs without running your own off-ramp or banking.
Stablecoin in, AUD to your bankPay into and collect from Australia
An offshore business needs to pay Australian suppliers, or collect from Australian customers. Wayex turns stablecoin into AUD and settles it locally, or takes AUD in and converts it back to stablecoin, so you reach Australian counterparties without a local entity.
AUD in or out, via stablecoinOffer an AUD on and off-ramp, under your brand
You want your users to move between stablecoins and AUD without leaving your product. Wayex runs the on and off-ramp behind your interface through one API, so you ship a local money-movement feature without building banking or rails yourself.
White-label, on your interfaceManage AUD alongside stablecoin holdings
Your treasury holds stablecoin but operates in Australian dollars. Wayex lets you convert between the two and settle to your bank on demand, with the references and reconciliation your finance team needs to close the books.
Convert and settle, on demandWhy Wayex
Infrastructure youdon’t have to build.
- Multi-chain
- Stablecoins across chains
- AUD settlement
- PayID, NPP, Osko
- Both ways
- Payin and payout
- API-first
- Virtual accounts & webhooks
Multi-chain stablecoins
Support across major stablecoins and chains, all abstracted behind one API.
Domestic AUD settlement
AUD settles over PayID, NPP and Osko, in near real time during operating windows.
Both directions
Stablecoin to AUD and AUD to stablecoin, including payouts to third parties.
API-first
Virtual accounts, programmable payin and payout, webhooks, reconciliation and a sandbox.
One conversion point
A single integration sits at the centre of every flow, whichever way value moves.
Built for finance teams
Clean references and reconciliation, so operations and finance stay in lockstep.
Built for integration
An API for AUD,end to end.
Programmable from the first call. Create a transfer, name a destination, and let Wayex orchestrate the stablecoin leg and the AUD settlement.
- Virtual accounts
- Programmable payin & payout
- Webhooks
- Reconciliation
- Sandbox
POST /v1/transfers
Content-Type: application/json
{
"source": {
"asset": "USDC",
"chain": "ethereum",
"amount": "250000.00"
},
"target": {
"currency": "AUD",
"settlement": {
"rail": "payid",
"payid": "treasury@acme.com.au"
}
},
"reference": "INV-10482"
}Illustrative only. Endpoints, fields and headers shown here are for illustration and are not live API documentation.
Expression of interest
Register your interest.
Tell us about your flows. Our partnerships team will be in touch to talk through fit, onboarding and next steps. Eligibility and commercials are scoped per client.
FAQ
Answered,measured and accurate.
The questions institutional teams ask first, about coverage, settlement, onboarding and commercials.
Information on this page is indicative only and may change. It is not financial or legal advice and is intended for wholesale and institutional clients. Any engagement is subject to eligibility and onboarding.