Fees
1%on crypto.$0to move AUD.
One flat 1% on any crypto movement, buy, sell or spend. Free AUD deposits and withdrawals via PayID and NPP. No annual card fee. No Wayex foreign-transaction surcharge.
Buy, sell and AutoBuy
- Buy crypto with AUDCharged on each in-app buy. Final rate shown before confirmation.1%
- Sell crypto for AUDCharged on each in-app sell. Final rate shown before confirmation.1%
- AutoBuy recurring purchaseSame rate as a manual buy. AUD$20 minimum per transfer.1%
- OTC desk (above AUD$50k)Locked price quoted by the OTC team before execution.Negotiated
The Wayex Card
- Spend on the Wayex CardCrypto-to-AUD conversion at the point of sale. Same 1% as a buy.1%
- Annual card feeNo ongoing card fee, ever.$0
- Foreign transaction (Wayex)No Wayex FX surcharge.$0
- Digital card issuanceProvisioned to Apple Pay / Google Pay in minutes after KYC.$0
- Physical card issuanceShipped in 3–5 business days. Replacement fees disclosed in the PDS.See PDS
AUD in and out
- AUD deposit via PayIDInstant. No fee charged by Wayex.$0
- AUD deposit via NPP / BSBInstant to next-business-day, depending on your bank.$0
- AUD withdrawalSent to your nominated Australian bank account.$0
Worked example
$100 of groceries on the Wayex Card.
You tap to pay. Your crypto balance converts to AUD at the till at the live rate. A flat 1% fee applies, that’s $1 to Wayex. No FX surcharge from us. No annual fee. No statement of surprise.
- Groceries$100.00
- Wayex spend fee (1%)$1.00
- Wayex FX surcharge$0.00
- Annual card fee$0.00
- Total cost$101.00