Fees
1% on crypto.$0 to move AUD.
One flat 1% on any crypto movement, buy, sell or spend. Free AUD deposits and withdrawals via PayID and NPP. No annual card fee. No Wayex foreign-transaction surcharge.
Buy, sell and AutoBuy
- Buy crypto with AUD1%Charged on each in-app buy. Final rate shown before confirmation.
- Sell crypto for AUD1%Charged on each in-app sell. Final rate shown before confirmation.
- AutoBuy recurring purchase1%Same rate as a manual buy. AUD$20 minimum per transfer.
- OTC desk (above AUD$50k)NegotiatedLocked price quoted by the OTC team before execution.
The Wayex Card
- Spend on the Wayex Card1%Crypto-to-AUD conversion at the point of sale. Same 1% as a buy.
- Annual card fee$0No ongoing card fee, ever.
- Foreign transaction (Wayex)$0No Wayex FX surcharge.
- Digital card issuance$0Provisioned to Apple Pay / Google Pay in minutes after KYC.
- Physical card issuanceSee PDSShipped in 3–5 business days. Replacement fees disclosed in the PDS.
AUD in and out
- AUD deposit via PayID$0Instant. No fee charged by Wayex.
- AUD deposit via NPP / BSB$0Instant to next-business-day, depending on your bank.
- AUD withdrawal$0Sent to your nominated Australian bank account.
Worked example
$100 of groceries on the Wayex Card.
You tap to pay. Your crypto balance converts to AUD at the till at the live rate. A flat 1% fee applies, that’s $1 to Wayex. No FX surcharge from us. No annual fee. No statement of surprise.
- Groceries$100.00
- Wayex spend fee (1%)$1.00
- Wayex FX surcharge$0.00
- Annual card fee$0.00
- Total cost$101.00