Fees
As low as0%on crypto.Always$0to move AUD.
Every crypto movement, buy, sell or spend, starts at 0.40%. The more you trade in a rolling 30-day window, the lower your rate, all the way down to 0%. Free AUD deposits and withdrawals via PayID and NPP. No annual card fee. No Wayex foreign-transaction surcharge.
Fee tiers
- StandardEveryone starts here. Under $10,000 in rolling 30-day volume.0.40%
- Silver$10,000 or more in rolling 30-day volume.0.30%
- Gold$50,000 or more in rolling 30-day volume.0.20%
- Platinum$250,000 or more in rolling 30-day volume.0.10%
- Diamond$1,000,000 or more in rolling 30-day volume. Every conversion is fee free.0%
Crypto buys, sells, cashouts and crypto-funded card spending all count toward your rolling 30-day volume. Your tier is reviewed daily and your rate is built into every quote automatically, nothing to claim, no codes.
Buy, sell and AutoBuy
- Buy crypto with AUDYour tier rate, charged on each in-app buy. Final rate shown before confirmation.Up to 0.40%
- Sell crypto for AUDYour tier rate, charged on each in-app sell. Final rate shown before confirmation.Up to 0.40%
- AutoBuy recurring purchaseSame tier rate as a manual buy. AUD$20 minimum per transfer.Up to 0.40%
- OTC desk (above AUD$50k)Locked price quoted by the OTC team before execution.Negotiated
The Wayex Card
- Spend on the Wayex CardCrypto-to-AUD conversion at the point of sale, at your tier rate. Same rate as a buy.Up to 0.40%
- Annual card feeNo ongoing card fee, ever.$0
- Foreign transaction (Wayex)No Wayex FX surcharge.$0
- Digital card issuanceProvisioned to Apple Pay / Google Pay in minutes after KYC.$0
- Physical card issuanceShipped in 3–5 business days. Replacement fees disclosed in the PDS.See PDS
AUD in and out
- AUD deposit via PayIDInstant. No fee charged by Wayex.$0
- AUD deposit via NPP / BSBInstant to next-business-day, depending on your bank.$0
- AUD withdrawalSent to your nominated Australian bank account.$0
Worked example
$100 of groceries on the Wayex Card.
You tap to pay. Your crypto balance converts to AUD at the till at the live rate. At the Standard tier a 0.40% fee applies, that’s 40 cents to Wayex, and higher tiers pay less, all the way down to nothing. No FX surcharge from us. No annual fee. No statement of surprise.
- Groceries$100.00
- Wayex spend fee (0.40%)$0.40
- Wayex FX surcharge$0.00
- Annual card fee$0.00
- Total cost$100.40
Fee schedule current as at 11 August 2026. Fees may change from time to time; the latest schedule is always published on this page. The exact rate and fee for every transaction are shown in the app before you confirm.