# Wayex

> The global stablecoin super-app. On/off ramps, USD & EUR accounts, Visa card, earn yield, and instant swaps — all in one platform.

## What is Wayex

Wayex is a financial technology platform that bridges traditional finance and stablecoins. Users can open global USD and EUR bank accounts, deposit fiat via local rails (ACH, Wire, SEPA, PIX, SPEI, Faster Payments) or crypto, spend anywhere Visa is accepted with a debit card, earn automatic yield on stablecoin balances, and swap between supported cryptocurrencies — all from a single app available on iOS and Android.

## Key Products

- **Global Accounts**: Open USD and EUR accounts from 160+ countries. Receive payments via local banking rails.
- **Fiat On/Off Ramps**: Deposit and withdraw USD, EUR, GBP, MXN, and BRL via ACH, Wire, SEPA, PIX, SPEI, and Faster Payments.
- **Visa Debit Card**: Virtual and physical cards. Spend stablecoins (USDC, USDT, DAI, PYUSD) anywhere Visa is accepted. 0% fee on USD spend. Apple Pay and Google Pay supported.
- **Earn Yield**: Automatic yield on liquid stablecoin balances (up to 5%) and fixed-term deposits (up to 20%).
- **Swap**: One-tap conversion between supported cryptocurrencies and stablecoins across 10+ blockchains.

## Supported Stablecoins & Chains

- Stablecoins: USDC, USDT, DAI, PYUSD
- Blockchains: Ethereum, Solana, Polygon, Arbitrum, Optimism, Base, and more

## Availability

Card and accounts available in: United States, Argentina, Colombia, Mexico, Brazil, Guatemala, Costa Rica, El Salvador, Honduras, Panama, Paraguay, Uruguay, Bolivia, Dominican Republic, Ecuador, Nigeria, Ghana, South Africa, Hong Kong, Philippines, Japan, Singapore, Thailand, Bhutan, Maldives, Macau, Malaysia, Sri Lanka. App available in 160+ countries for KYC and stablecoin deposits.

## Company

- Founded: 2018 in Australia
- CEO: Andrew Grech
- Entity: Wayex Global S.A., Republic of Panama
- Track record: 40,000+ users, hundreds of millions in processed transactions (Australia)

## Pricing

- Virtual card issuance: Free
- USD spend: 0% fee
- Non-USD spend: 1.5% FX fee
- DAI/USDC deposits: 1:1 (no fee)
- USDT deposits: 0.1% fee
- Monthly maintenance: Free

## Links

- Website: https://www.wayex.com
- App (iOS): https://apps.apple.com/app/wayex/id1591055773
- App (Android): https://play.google.com/store/apps/details?id=com.AUD.wayex
- About: https://www.wayex.com/en/about
- Card: https://www.wayex.com/en/card
- App features: https://www.wayex.com/en/app
- FAQ: https://www.wayex.com/en/faq
- Blog: https://www.wayex.com/en/blog
- Affiliates: https://www.wayex.com/en/affiliates

## Detailed Documentation

- [Full product details](https://www.wayex.com/llms-full.txt)